Your jewelry is likely worth more now than when it was purchased!
So your jewelry could be underinsured…
If your jewelry is lost, stolen, or damaged, your insurance company will go off of the most recent documentation you’ve sent them, or their estimation of a "like item."
When you first purchase your jewelry, you can send them your purchase receipt.
But after a year or so, the value of your jewelry can and does change. It’s important to get your jewelry appraised every year by a trained, certified jeweler.
If you ever have to make a claim on your cherished piece of jewelry, an accurate and up-to-date appraisal is the best way to assure you’re properly protected for its full value.
Call 505-326-7353 today, and schedule your appointment to have your jewelry appraised, or to have your previous appraisals updated.
2.) Double-check with your insurance company to see how they would go about replacing your jewelry if it was lost, stolen, or damaged.
If you have any concerns about your jewelry being covered to its full value, consider a supplemental insurance policy specifically for your jewelry.
Jewelers Mutual Insurance Company knows jewelry. And their Perfect Circle coverage is the best when it comes to protecting the jewelry you love. These policies are incredibly affordable and it’s easy to get signed up.
For more information.