Buy now and pay over time
An American Gem Society credit card is an easy and convenient way to pay for goods and services. Plus, as an American Gem Society cardholder you can enjoy other great benefits throughout the year, such as:
- Special promotional offers where available
- Revolving line of credit that you can use for future purchases
- Quick credit decision
- Convenient monthly payments to fit your budget
- Easy-to-use online account management and bill payment options
The following special terms promotions may be available to you on qualifying purchases if your application is approved. Please ask your merchant which promotions they are offering.
Types of special terms promotions that might be available:
- No Interest if Paid in Full within promotional period with regular monthly payments This is a deferred interest promotion. This means that if you do not pay off the purchase balance in full within the special terms promotional period, interest will be charged to your account from the purchase date at the regular APR for Purchases rate of 28.99%. Paying only the minimum monthly payment will not pay off the purchase balance before the end of the special terms promotional period. To avoid interest charges, you must either pay more than the minimum monthly payment or make a lump sum payment(s) before the end of the special terms promotional period.
Important reminder: For No Interest if Paid in Full promotions, you will have to pay interest that accrues at a 28.99% APR from the date of purchase if you do not pay the purchase balance in full within the special terms promotional period.
- Special Rate with equal or fixed monthly payments
A special (reduced) rate will apply until your qualifying purchase is paid in full. Equal or fixed monthly payments are required.
The American Gem Society credit card is issued by Wells Fargo Bank, N.A. with approved credit. Apply for the American Gem Society credit card by selecting the button below.
If you choose to apply online, you must be 18 years of age or older and provide an e-mail address. If we are able to complete the evaluation of your application within approximately 45 seconds, we will notify you of the credit decision online. If you are approved for credit, you will receive a credit card in the mail.
By clicking "Learn More/Apply" you will be redirected to Wells Fargo Retail Services